农村居民住房满意度影响因素的实证研究——基于山东省457个农户的调查

Influencing Factors on Rural Residents' Housing Satisfaction——An Empirical Study Based on a Survey of 457 Shandong Peasant Households

基于山东省的457份问卷调查数据,全面分析了农村居民住房满意度状况及其影响因素。结果发现:农村居民的总体住房满意度不高,特别是中等收入农户及中等偏低收入农户住房满意度偏低,其收入与住房满意度水平之间呈"U"形曲线关系。就具体的住房满意度影响因素而言,收入、住房面积、住房新旧、基础教育设施、住房贷款条件及贷款手续便利性等因素对农村居民住房满意度影响显著。因此,我国除了需要进一步完善农村配套设施以外,还应该加强对中低收入农户的住房保障,同时鼓励农村住房金融创新,以提高农村居民的住房满意度。

Based on 457 questionnaire survey data from Shandong Province,this paper comprehensively analyzes rural residents' housing satisfaction and its influencing factors. The results show that the rural residents' overall housing satisfaction is not high,especially that of middle income and lower middle income farmers,whose relationship between income and housing satisfaction presents a " U" curve; and that in terms of specific housing satisfaction influencing factors,such factors as income,housing area,housing condition,basic educational facilities,housing loan term and loan formality convenience have significant effects on rural residents' housing satisfaction. Therefore,in addition to further improving rural supporting facilities,Chinese governments should strengthen the housing security for medium and low income farmers while encouraging rural housing financial innovation so as to promote rural residents' housing satisfaction.