中国城市住房市场发展的长效机制研究

Research on Long-term Mechanism of Urban Housing Market Development in China

文章从传导机制分析房地产的需求与发展,剖析1986年以来房地产市场监管调控政策效应,探讨建立我国城市住房市场可持续发展的长效机制。在此基础上,从城乡统筹发展和保障发展权出发,建立区域—城市的"人—业—地—财(钱)"相挂钩的建设用地政策;以城市或城市群为核心,因地因城,建立"业—人—地—房"联动,差别化的"土地、金融、财税、投资"政策;建立城镇居民住房梯度供应和消费体系和逐级过滤多层次的住房保障体系,摸清家底,搞好规划,发展住房租赁市场,多渠道新建经济租赁住房;规范金融和中介市场运行,去杠杆,遏制投机;制定规范和标准,发展绿色节能房地产产品,建设宜居社区等五个方面,提出构建城市住房发展长效机制的思路框架。

First of all, this paper analyzes the demand and development of the real estate in terms of transmission mechanism; Then dissects the effect of market regulation and regulation policies in the real estate since 1986; on that basis, it discuss the long-term mechanism of establishing sustainable development of urban housing market. The writer takes the coordinated development of urban and rural areas and the security of the right to development as the starting point to establish a built-up/and policy of region-city in which people, industry, land, house and property are linked; The paper takes city or urban agglomeration as its core to establish a policy ,in which there is a linkage of industry,people, land and house according to the difference between the land and cities and the difference of land, finance, tax and investment; And to establish townhouses＇ graded supplement and consumption system and a multi-layered housing guarantee system in step filtration, making resources clear, managing a good plan and developing the rental housing market and building low-cost houses in many ways; Regulate the run of finance and agency market, to conduct de-leverage and curb speculation; Make regulations and standards and develop green energy saving real estate products and build livable community and put up with a out framework of building a long-term mechanism for urban housing development.