我国农产品“价格保险+期货”供给分析——基于美国实践的借鉴

Supply Analysis of China's Agricultural Products “Price insurance+Futures”——Based on the Practice of the United States

农产品"价格保险+期货"能管理农产品价格风险,同时能有效分散保险公司巨额赔付风险,有较好的市场推广价值。我国政策支持农产品"价格保险+期货"的供给,其供给也有相应的法律依据,得到供给各方的积极响应。但由于农产品市场价格统计和发布体系尚不完善、供给成本高、期货品种少且上市复杂、期货市场价格发现与套期保值功能不能充分发挥等问题,其供给能力相对较弱。结合美国收入保险的相关经验和我国实际问题,我国应建立健全统一的农产品价格统计体系,加快开发农业相关金融衍生品,不断提高预测与收获价格设计的科学性,积极探索农产品"价格保险+期货"新模式,合理利用财政补贴完善农产品"价格保险+期货"风险分散体系。

“Price insurance＋futures”can manage the price risk of agricultural products and dispersethe huge payment risk of insurance companies and worth promotion in the market. China’ sagricultural products“price insurance ＋futures”supply has policy support and legal support andreceive active response from suppliers. However, due to imperfect system of agricultural productsmarket price statistics and release, high cost of supply, limited futures products variety andcomplicated listing process, insufficient performance of listed futures market price discovery andhedging function, the supplying capacity is relatively weak. Integrating the relevant experience in the United States and China’ s situation, the paper proposed that we should establish unifiedagricultural products price statistics system, speed up the development of financial derivativesrelated to agriculture, improve prediction and return price design, explore new model of“priceinsurance＋futures and improve price insurance＋futures risk disperse by using fiscal subsidy.