论物流业与保险业的互惠发展

On the Mutual Benefits and Development of Logistics and Insurance

保险作为转嫁风险的一个重要行业,能为企业增强抗风险能力,保障企业平稳经营。目前我国的物流业务环节众多、操作复杂,使得物流行业存在风险多样、可控性差等居多问题,物流企业也意识到保险公司在物流过程中提供保险服务的重要性。但物流保险市场的发展并不乐观,物流业和保险业之间存在的不足和弊端,制约了物流保险综合服务能力的发挥与提升。该论文分析了我国物流保险的现状和存在的问题,并通过对物流保险发展缓慢进行深层次分析,提出了加强物流保险复合型人才培养、构建专业化物流保险信息平台,完善物流保险政策法规等措施,以便共同携手提升物流保险综合服务能力,促进物流业和保险业的可持续发展。

Insurance, as an important industry of transferring risks, can enhance the ability of en- terprises to deal with risks, and to ensure the stable operation. At present, China＇s logistics has many business links and the operation is complex, which makes the risk of logistics industry diversified and in poor control, so logistics companies are aware of the importance of insurance services in the logistics process. But the development of logistics insurance market is not optimistic, the shortcomings and dis- advantages between the logistics industry and the insurance industry are restricting the comprehensive service capacity of logistics and insurance. This paper analyzes the status quo and existing problems of logistics insurance in China. Through the deep analysis of the slow development of logistics insurance, it proposes to strengthen the training of compound talents of logistics insurance, build a professional logis- tics insurance information platform and improve the logistics insurance policies and regulations and so on, in order to jointly enhance the comprehensive service capacity of logistics and insurance to promote the sustainable development of the logistics industry and the insurance industry.