水稻目标价格保险实施的个案调查

Case Study on Rice Target Price Insurance Implementation

江苏省常州市武进区于2016年正式启动水稻目标价格保险。在推进中,武进区采取构建工作机制、优化保险条款、明确保险模式、加大政策扶持、强化监督管理、科学把握节奏等措施,目标价格保险取得一定成效,但仍存在保险条款不够科学、与现行政策衔接不紧密、各类风险难以管控、农民接受程度不高等问题。可借鉴美国等发达国家经验,加快建立保险大数据库,统筹协调各项惠农政策,系统谋划再保险制度体系,并加强对农民的宣传与引导。

Wujin District, Changzhou City, rice in 2016. In advancing the project, Wujin Jiangsu District Province officially started the price target insurance for adopted certain measures such as constructing a working mechanism, optimizing insurance clauses, clarifying insurance mode, strengthening policy support, strengthening supervision and management, and keeping proper pace. Targeted price insurance has achieved some success. However, there are still some problems such as the clauses on insurance are not scientific enough, the current policies are not closely linked with each other, the various types of risks are difficult to control, and the farmers＂ acceptance is not high. We can draw on the experiences of developed countries like the United States and other countries to speed up the establishment of a large insurance database, make overall plans and coordination of various preferential agricultural policies, systematically plan the system of reinsurance systems and strengthen the propaganda and guidance of peasants.