上市商业银行同业负债现状分析

An analysis on interbank liabilities of listed commercial banks

2017年以来，为应对金融“去杠杆”监管要求，商业银行持续调整了同业负债规模和结构，文章介绍了同业负债的分布结构、变化趋势和商业银行不同的应对策略，并提出实施差异化同业负债管理和限制泛资管投资同业业务比例等政策建议。

Ever since early 2017, in response to the regulatory requirements of financial de-leveraging, the commercial banks have been continuously adjusting the scale and structure of interbank liabilities. This paper analyzes the structure and development trend of interbank liabilities as well as the different strategies of commercial banks, and puts forward policy suggestions including implementing differentiated management of interbank liabilities and restricting the investment proportion in interbank businesses of asset management.