浅谈互联网金融风险及防范策略

Discussion on Internet Financial Risk and Prevention Strategy

当前我国互联网金融有力地促进了普惠金融的快速发展。但其快速发展的背后也暴露出了一些问题和风险隐患,这些问题和风险隐患已经成了互联网金融稳健发展道路上的伴脚石,阻碍了互联网金融快速前进的步伐。因此,研究互联网金融风险以及防范策略就显得尤其重要。论文从互联网金融的特点入手,研究分析了我国互联网金融的发展现状、存在的风险,然后就如何防范互联网金融风险,促进互联网金融稳健发展提出了相应的对策和建议。

China＇s internet finance has effectively promoted the rapid development of Inclusive Finance. But behind its rapid development,there exposed some problems and risks, which have become the foot stone on the path of sound development of Internet Finance, hindered the pace of rapid progress of internet banking. Therefore, it is particularly important to study the financial risk and prevention strategy. Starting from the characteristics of Internet Finance, this paper analyzes the current situation and risks of internet banking in China, risk and performance form.Then, the paper puts forward the corresponding countermeasures and suggestions on how to guard against the internet financial risk and promote the steady development of internet finance.