“校园贷”犯罪现象透视与对策

Perspective and Countermeasure of Campus Loan Related Crimes

网络信息金融时代的到来,国家"普惠金融"政策的实施,使得一种被称为"校园贷"的新兴网络借贷方式在各大高校中迅速发展起来,但是随着相关悲剧事件频频发生所暴露出的种种问题,却让人们发觉本来应是缓解大学生燃眉之急的"校园贷",竟成为滋生各种违法犯罪的温床。

The advent of the era of financial network information, the implementation of the national finan-cial inclusion policy, which is called a ＂campus loan＂ in universities has developed rapidly. However, as the tragic events occur frequently and all sorts of problems exposed, it makes people find originally what should be to ease the urgent needs of college students ＂campus loan＂ , has become a hotbed of various crimes.