城镇职工基本医疗保险的保障范围探析

Analysis on the Coverage of Basic Medical Insurance for Urban Workers

目前职工医保的保障范围是基本医疗,划定职工医保的保障范围主要通过制定医保目录来实现,但结果导致参保的城镇职工不能通过职工医保获得其治疗所必需的所有医疗服务。鉴此,有必要在立法上明确职工医保的应然保障范围,以间接纠正目前保障范围偏窄的不足。

Currently, workers＇ medical insurance covers basic medical treatment, which is mainly realized by making a health care directory, which results in the urban insured workers can not get all the necessary medical service in their treatment through medical insurance.Therefore, it is necessary to make clear the should-be-coverage of medical insurance in legislation, so as to indirectly correct the deficiencies of the current narrow coverage.