晚清上海钱庄历史作用之考察——以埠际贸易为中心

The Research on the Trade between Ports and Shanghai Qianzhuangs in Late-Qing Dynasty

本文主要对上海钱庄在晚清埠际贸易中的作用进行考察,分析了钱庄庄票和汇票在埠际贸易中的成功运用,以及外商银行、票号、新兴的华资银行都被钱庄成功地纳为拆借资金对象的过程。认为上海钱庄在上海开埠之后,抓住中外贸易发展带来的商机,积极因应和创新,拓展业务领域,在促进埠际贸易繁荣的同时,也彰显了进取和善于经营的精神。上海钱庄在晚清经济史和金融史上的积极作用应予以充分肯定。

After Shanghai became a trading port, facing the opportunities brought by the development of import and export trade, especially the development of the trade between ports, Shanghai Qianzhuangs expanded its business, speeding up the flow of goods by a successful application of the innovative credit instruments such as Zhuangpiao and bill, and promoting the prosperity of the trade between ports. Confronted with the weakness of lacking funds, Shanghai Qianzhuangs called money from foreign banks, Piaohaos and even the new Chinese-funded banks, the action showing a spirit of enterprise and management. In modem economic and financial history, the status of Shanghai Qianzhuangs in Late-Qing dynasty should be highly appreciated.