P2P网络借贷监管博弈分析

The Game Analysis of Regulations of P2P Network Lending

本文将基于有限理性的条件,运用演化博弈模型分析P2P网络借贷平台与监管部门的行为策略,并在博弈分析的基础上进行多主体仿真验证,从而分析影响网贷平台和监管机构之间的行为选择的因素,并针对网贷的规范化发展,提出相应的对策和建议。

On the basis of limited ration,this paper uses evolutionary game model to analyze the behavioral strategy of P2 P network lending platform and regulatory department,and builds multi-agent simulation model based on game analysis to analyze the factors of influencing the behavioral strategy,and to regulate the development of network lending,puts forward the corresponding countermeasures and suggestions.