新常态下我国信托公司业务转型发展研究

Research on the Transformation and Development of China's Trust Companies Under the Background of New Normal

新常态背景之下,信托业的发展又一次迎来了转型升级的压力,不过与此前信托业直接受到监管层的多次清理整顿不同,此次信托业的转型压力更多来源于经济波动、市场竞争、客户需求,具有更加明显的市场驱动型特征。本文深入研究了国内信托业发展的现状特征和当前行业发展所面临的压力,提出了信托业在新常态背景之下应朝着"平台化""基金化""扁平化""自动化"进行转型的思路与建议,并认为未来信托业的发展更多应放置于互联网经济时代的背景之下,吸取互联网经济发展的思维模式,结合互联网先进的信息技术手段,从而推动信托行业实现更加长远的发展。

Under the background of New normal, the trust industry is facing with another transformation and upgrading. Compared with the trust industry was conducted and regulated directly by authority before, while now it is driven by economic fluctuation, market competition, customer demand and featuring market- driven strongly. This paper deeply studies the current development and the stress of domestic trust industry, and it gives ideas and advice about this kind of situation. The trust industry should be platformation, fundization, delayering and automation under the background of New normal. And the future development of trust industry should be integrate with the background, mindset and advanced information technology, so as to promote its long-term development.