互联网金融与传统金融的冲突与融合研究

Research on the Conflict and Integration of Internet Finance and Traditional Finance

文章从互联网金融发展情况入手,深入研究了互联网金融对传统金融尤其是商业银行的挑战;从金融监管、互联网金融和传统金融视角分别研究了促进两者融合发展的路径,提出了促进两者融合发展的意见。

The article starts with the development of Internet banking, researches intensively on the challenges of Internet banking to traditional financial, especially commercial banks, from the aspects of financial regulation, Internet finance and traditional finance to study the integration development route, and makes suggestions to promote the integrative development.