新疆金融资源与其实体经济间实现有效配置了吗?

Has the Financial Resources and the Real Economy Realized the Effective Allocation?

新疆社会经济发展正面临新的历史机遇期,如何通过高效、务实的金融手段支撑其实体经济的发展,对于"一带一路"背景下新疆的发展至关重要。该文关注新疆地区的金融资源与其实体经济之间的配置关系是否协调,基于新疆整体、地方与兵团以及南北疆差异等的宏观层面,以及考虑企业规模及其产权性质影响的微观层面,系统描述(关联趋势分析)和纵深检验了新疆地区的金融资源(银行信贷)与其实体经济间的配置关系。研究结果表明:新疆地区存在银行信贷资源配置低效或不合理的错配现象;企业规模始终是银行贷款配给的重要依据;在金融资源配置过程中亦体现出政府干预对于银行信贷行为的潜在影响。

Along with the advance of the society, how to support the development of the real economy by the efficient and pragmatic financial instruments is essential for the development of Xinjiang. Based on the macro level of the differences among the whole,XUAR,XPCC,the Southern or Northern Xinjiang, and the micro level of the scale and the ownership of the enterprises, this paper describes systematically(trend relational analysis) and deeply investigates the relationship between financial resources(bank credit) and the real economy in Xinjiang. The research results show that the allocation of the bank credit resource is inefficient and irrational mismatched in Xinjiang, company scale is still important basis for bank loan,and government intervention also potentially affects bank credit behavior.