互联网金融风险分析及监管——基于总体国家安全观的视角

The Analysis and Regulation of Internet Finance Risk--From the Perspective of Overall National Security

互联网金融作为一种新型金融业态,其迅猛发展的同时也集聚了大量风险,严重冲击着金融安全。加强互联网金融监管、维护金融安全已成为保障国家安全的重要内容。文章基于习近平总书记总体国家安全观的视角,从政治安全、经济安全、社会安全、信息安全四个维度对互联网金融的风险进行了深入分析,并提出在互联网金融的监管实践中,应以习近平总书记总体国家安全观为指导,构建以人民安全为宗旨、政治安全为根本、经济安全为基础、社会安全为保障的互联网金融监管体系。

As a new type of financial industr^^, internet finance has a lot of risk with the high rapid development, and it also has serious impacts on financial security. To strength the internet financial supervision and maintain the financial security is important to na-tional security. From the perspective of Xi Jinping＇s overall national security, this paper analyzes the internet finance risk from the four concepts political security, economic security, social security and infor^nation security. And it also puts for^-ard that it should obey the concept of Xi Jinping＇s overall national security as a guidance to build the the internet financial regulator^^ system for people＇s security, political security as the fundamental, economic security as the basis, social security for the protection.