摘要
本文以CHFS2013年全国范围的家庭数据为基础,研究了土地经营权的出租对缓解农户债务负担的重要作用。结果表明,在控制了收入与财富增加而导致的借债需求与借债能力上升之后,土地出租降低了农户持有负债的概率、减少了负债额、降低了负债-资产比、增加了家庭净资产,说明土地出租有效缓解了农户的债务负担。进一步研究发现,土地出租对缓解低收入家庭与中西部家庭债务负担的作用更显著;与消费性负债相比,土地出租可以更有效地降低经营性负债的债务负担。
This paper investigates the effects of leasing out rural land on relieving the debt burdens of rural households. After controlling for the rise of borrowing demands and the abilities of getting loans caused by the increases of income and wealth, our results show that rural households leasing out rural land are less likely to borrow money and borrow less money, and have less asset - liability ratios and more net wealth, which implies that leasing out rural lands is an effective method to reduce the debt burdens of rural households. Furthermore, the effect is found to be more significant for low - income households and households residing in the middle and west China. Also, leasing out rural land can more significantly reduce the business debt burdens compared with the consumptive debt burdens.
出处
《金融研究》
CSSCI
北大核心
2017年第12期95-110,共16页
Journal of Financial Research
关键词
土地经营权流转
土地出租
债务负担
Rural Land Circulation, Leasing Out Rural Land, Debt Burdens