摘要
金融创新及类信贷业务蓬勃发展,对征信系统信息采集广度及维度提出了新的需求。选取大连辖内54家金融机构,对其开展征信系统的应用情况进行调研,通过案例分析对企业征信系统在银行信贷风险管理中的应用情况进行论证评估,提出了扩大信息采集范围、丰富信息采集类别等完善企业征信系统的建议。
Financial innovation and the increasingly booming of credit loan business have created a new demand for credit reporting system in terms of the breadth and dimension of information collection. A survey is made on application of credit reporting system by selecting 54 financial institutions in Dalian jurisdiction, conducting discussions and evaluations on the application of the enterprise credit reporting system in banking credit risk management through case analysis, putting forward suggestions on improving enterprise credit reporting system such as expanding the scope of information collection and enriching information collection category.
出处
《征信》
2017年第12期53-55,共3页
Credit Reference
关键词
企业征信系统
银行信贷风险管理
需求分析
案例
enterprise credit reporting system
banking credit risk management
demand analysis
case
