功能性监管在我国互联网金融领域的探索运用研究

The research and application of functional supervision in the field of Internet finance in China

随着我国互联网金融深度快速发展,其社会的负外部性效应逐步显现扩散,传统监管体制在规制互联网金融发展方面显得力不从心,功能性监管的独特优势以及在国际上的成功经验,为促进互联网金融稳健规范发展、维护保持互联网金融创新活力提供了一剂良方。

with the rapid development of Internet financial depth, the social negative externality effect ap- peared gradually spread, the traditional regulatory system in the regulation of the Internet the co-action of financial development, the unique advantages of functional regulation and international successful experience, to promote the development of the Internet financial robust specification, maintenance, keeping the Intemet financial innova- tion provides a welcome antidote.