中国省域普惠金融与经济增长关系的研究

Study on the Relationship between Inclusive Finance and Economic Growth at Provincial Level in China

基于我国2000—2014年省际面板数据,对普惠金融与经济增长以及二者的关系进行的实证研究结果表明:目前我国普惠金融发展水平并不高,大部分省份还处于中等发展水平,且省际间的差异较大;我国普惠金融发展促进了经济增长,但不具有长期性。因此,应着手改善省际金融发展的不均衡性,提升金融的普惠性,使普惠金融与经济增长形成长效互促机制。

Based on the provincial panel data of China from 2000 to 2014, the paper studies the inclusive finance and economic growth and their relationship. The empirical research shows that the development level of the inclusive finance is not high, and most of the provinces financial in clusiveness are at a moderate level of development, with large disparities across provinces. The development of inclusive finance in China has promoted economic growth but not in the long-run.Therefore, efforts should be made to improve the balanced development of inter-provincial finance and the inclusiveness of finance so that the inclusive finance and economic growth will form a long-term and mutually beneficial mechanism.