商业银行的绿色金融发展路径研究——基于“供给——需求”改革对接的新视角

On the Role of Commercial Banks' Green Finance Development Pathways:the New Perspective of “Supply-Demand” Reform Docking

产能过剩的背后蕴含着供需失衡与资源错配。面对中国当前严峻的环境形势,绿色发展战略不仅是实现金融机构和环境政策供给侧改革的有力助推器,也是实现资源合理配置、拉动有效需求的重要途径。本文着眼于绿色金融这种创新型金融发展模式,在"供需均衡发展"的新视角下,逐步阐明了商业银行在绿色金融发展中的"纽带"作用。此外,本文针对商业银行深入推进绿色金融发展提出切实可行的意见参考,同时也为绿色金融的"供给—需求"改革的对接及绿色经济的发展提供建议。

Excess production capacity contains the imbalance between supply and demand and thus resource mismatches.Faced with the severe environmental situation in the present China,green development strategy is not only a powerful booster of supply side reform of financial institutions and environmental policy,but also an important way to realize the rational allocation of resources and to promote the effective demand.This paper,under a new perspective of "supply and demand balanced development",focuses on the innovative financial development mode—green finance,and gradually expounds the "bonding"role of commercial banks in the development of green finance.In addition,this paper puts forward practical suggestions for the commercial banks to further promote the development of green finance,and also provides suggestions for the "supply—demand"docking of green finance and the development of green economy.