基于金融扶贫视角的河北省农村信用体系建设研究

Research on the Construction of Rural Credit System in Hebei Province Based on the Perspective of Financial Poverty Alleviation

农村信用体系建设是现代农村经济发展的基石。基于金融扶贫视角,以河北省为例,从农村信用体系建设角度来探究扶贫金融体制的改革与创新,力图探索推进农村信用体系建设的合理路径,以促进农村信用环境的改善和农村经济有效信贷资金投入的增加,对于解决农户贷款难、提高农民信用意识、改善农村的信用环境以及创新社会管理等都具有重大意义,深切有助于农民最终脱贫致富。

The construction of rural credit system is the cornerstone of the development of modern rural economy. Based on the perspective of financial poverty alleviation and precision poverty alleviation,Hebei Province is taken as an example to explore the reform and innovation of the poverty alleviation financial system from the perspective of the rural credit system. How to make the rural credit environment continue to improve,how to make the rural economy effective credit funds continue to increase,and vigorously promoting the construction of rural credit system,are of great significance to solve farmers' loans,increase farmers' awareness of credit,improve rural credit environment and innovate social management,help farmers out of poverty eventually.