“互联网+”下供应链金融模式的创新

On the Thinking of Supply Chain Financing Model Innovation Under the Background of “Internet +”

供应链金融凭借独特的运营模式,突破了传统金融借贷模式的弊端,解决了中小型企业融资难问题。在国家利好政策的支持下,核心企业、互联网企业、物流企业等众多行业纷纷转型,开展供应链金融服务。但是在中国经济增长逐渐放缓、供给侧改革不断深入的背景下,供应链金融运营模式弊端逐渐显现,供应链金融发展停滞不前。因此,细分当前供应链金融主体,探究不同主体行业的供应链金融模式,将有助于供应链金融进一步发展。

Supply chain financing is developed with the advance of “Internet plus” strategy, its unique operation mode broke the disadvantages of the traditional financial lending and solve the financing difficulties of small and medium enterprises. With the support of favorable policies, many industries, such as core enterprises, Internet companies and logistics enterprises have been transformed to develop supply chain financing. However, in the context of China’s slow economic growth and the deepening reform of the supply side, the disadvantages of supply chain financing operation mode appear gradually. Therefore, subdividing the current supply chain financing subject and exploring the supply chain financing model of different main sectors will help supply chain financing develop further.