医疗保险对我国居民主观幸福感的影响效应——基于CGSS(2013)数据分析

The Effect of Medical Insurance on the Subjective Well-Being of Chinese Residents——Based on the Analysis of CGSS(2013) Data

基于中国社会综合调查CGSS(2013)的调研数据,运用ordered probit模型分析医疗保险(主要包括社会医疗保险和商业医疗保险两方面)对我国居民主观幸福感的影响。结果显示:社会医疗保险在和商业医疗保险分别在1%和5%的置信水平上显著提高居民幸福感,同时从二者的边际效应估计结果来看,与商业医疗保险相比,社会医疗保险更能提升居民的主观幸福感。

Based on the survey data of Chinese General Social Survey(2013),using the ordered probit model to analyze the impact of medical insurance(mainly including social medical insurance and commercial medical insurance) on the subjective well-being of Chinese residents. And the results showed that social medical insurance and commercial medical insurance significantly improved residents' happiness in the confidence level of 1% and 5% respectively. At the same time, compared with commercial health insurance, social medical insurance can improve the subjective well-being of residents more obviously.