基于财务视角的出口跨境电商主流收款方式对比分析研究

Comparative Analysis of Money Collection Methods by International E-traders from Perspective of Finance

跨境电商迅猛发展已是大势所趋,而跨境支付是决定跨境电商发展的关键,没有良好的支付收款通道,跨境电商创业及发展都会面临巨大风险,甚至会突遭毁灭性打击。通过研究Paypal、信用卡、第三方支付机构三类收款方式,结合世界主流跨境电商平台Amazon、eBay、Wish等和外贸独立网站在跨境支付方式的具体应用,全面分析比较各种跨境电商收款方式的优势和劣势,并结合案例给出选择跨境收款方式需要考虑的要素和标准。帮助电商选择几种适合自己的收款方式,构成一个安全互补的组合,确保资金收付安全,保障交易健康稳定发展。

Due to the rapid development of international e-commerce, it becomes crucial how tocollect money across borders, for a smooth payment channel is necessary for the good development of e-commerce . By doing a research on the money collection methods and international e-traders ,acomparative analysis is made of their advantages and disadvantages, and some countermeasure areproposed for their healthy development.