创新发展普惠金融的实践与思考

Practice and Thinking of Innovative Development of Inclusive Finance

发展普惠金融是农村金融机构的社会责任和历史使命。党的十九大提出了实施乡村振兴战略、实现全面建成小康社会的奋斗目标,为发展普惠金融工作制定了新目标、提出了新要求。在新的历史时期,农村金融机构应抓住新机遇、迎接新挑战,克服普惠金融服务过程中的重重困难,深度开发和整合各类金融资源,充分发挥比较优势,优化业务结构和资源配置,将发展方向和服务重点向普惠金融领域倾斜,为实现乡村振兴战略和全面建成小康社会的奋斗目标发挥坚强有力的金融支撑作用。

The development of inclusive finance is the social responsibility and historical mission of rural financial institutions. The 19 th CPC National Congress of the Party has put forward the strategy of carrying out the strategy of revitalizing the countryside, realizing the goal of building a well-off society in an allround way, and has set a new goal for the development of inclusive financial work. In the new historical period, rural financial institutions should seize new opportunities, meet new challenges, overcome difficulties in the process of inclusive financial services, develop and integrate all kinds of financial resources in depth, and give full play to their comparative advantages. We should optimize the business structure and resource allocation, tilt the development direction and service emphasis to the inclusive financial field, and play a strong and powerful financial support role in realizing the strategy of rural revitalization and the goal of building a well-to-do society in an all-round way.