庆阳市移动支付的现状及风险监管

Present Situation and Risk Supervision of Mobile Payment in Qingyang

伴随着"互联网+"时代的到来,电子商务的长足发展使得移动支付以一种锐不可挡的态势迅速崛起;移动支付由一个革命性概念演变为迅速普及的日常支付手段,大有替代传统货币和信用卡支付的趋势。作为西部地区革命老区之一的甘肃省庆阳市,移动支付发展前景广阔。本文主要介绍了移动支付这种全新的支付方式,并且对移动支付的发展前景做了展望,提出了近年来移动支付在庆阳市发展的三种商业模式,通过社会生活应用体现了这三种商业模式的商业价值,同时提出了移动支付目前存在的一些问题。

With the advent of the era of ＂Internet ＋ ＂,the rapid development of e-commerce makes mobile payment rise rapidly. Mobile payment has been transformed to a rapidly spreading payment method by a revolutionary concept, with a great alternative to the trend of traditional payment methods in China. As one of the old revolutionary regions in the western region, the mobile payment development prospect is broad in Qingyang, Gansu province. This paper mainly introduces the three business models of mobile payment in Qingyang. Moreover,the commercial value of mobile payment is reflected through the actual application. Finally, the prospect of mobile payment is prospected and and some problems existing in mobile payment are put forward.