P2P网贷平台非法集资案件侦查对策研究

Research on Investigation of Illegal Fund-raising Cases of P2P Loan

P2P网贷平台在经历了迅速增长之后,违法违规经营问题逐渐突出,成为非法集资案件的多发地带。本文在探究P2P网贷平台非法集资的运营模式及犯罪手段之后,指出当前情报来源局限,案件侦办具有滞后性、立案率低、取证困难的侦查难点。提出侦查人员应遵从提前处置的原则,设立冒烟指数,发现案件线索来源,调查平台人员情况、资金情况、运营情况开展初期侦查,及时立案,采取信息化侦查,及时控赃、控人,并做好后期维稳工作。

After P2P online loan rapidly grows, due to the lack of supervision and many weak links in the market, many illegal business problems become more prominent, resulting in P2P online loan platform having the fund chain break, running crisis and the responsible person running away. Thus, P2P online loan platform has become illegally fund-raising case prone areas. After the research of operation mode and means of crime on the base of P2P online loan platform for illegal fund-raising, this paper has summed up the problems in the process of the investigation of such cases, including that the low acceptance rate, long accepting time, difficult investigation and evidence collection. In this respect, investigators should follow the principle of advanced disposal, grasp the basic situation of the platform, based on which we can establish the smoking index to help us find the source of casing clues. Through the survey of the platform registration information, personnel situation, financial situation and operation situation, the department of economic investigation can carry out early investigation. After confirming the case, the investigators should take the information investigation, find out the facts of the case and control the spoils and the criminals. Last but not least, we can not afford to overlook the maintaining of stability.