资产管理业务发展演进、风险特点及防控对策

Development, Risk Characteristics and Prevention and Control Countermeasures of Asset Management Business

居民财富空间的不断扩大,企业融资的多元化需求以及金融市场、金融政策的变化,促使资产管理业务成为金融机构综合经营的重要突破口。然而,资产管理业务的发展在提升了金融服务水平的同时,也使金融风险的存在方式和传染方式发生较大变化。本文梳理了资产管理业务发展演进的路径和过程,揭示了其主要风险特性并针对性地提出了风险防控对策。

The expansion of the wealth space of residents, the diversified demand of corporate financing and the change of financial market and financial policy make the asset management business an important breakthrough for the comprehensive operation of financial institutions. However, the development of asset management business has promoted the level of financial services, and also made great changes in the way of the existence of financial risk and the way of infection. This paper combs the path and process of the development and evolution of asset management business, reveals its main risk characteristics and puts forward the Countermeasures of risk prevention and control.