摘要
网络信贷(P2P)作为互联网金融一个重要形式,倍受追捧,而在运行过程中存在重互联网形式,弱借贷实质的问题,直到近期《网络借贷信息中介机构业务活动管理暂行办法》的颁布,将业内目光转向运营安全这个传统金融的老问题。文章通过分析P2P投资的实质和分析《办法》着眼管理的重点,阐述了网络信贷的本质和风险,并提出了金融监管的建议。
In recent years,it is quite clear that network credit（P2 P）as an important form of the Internet finance is more and more sought-after.However,there exist some platform problems.Right now,Interim Measures for the Management of Business Activities of Internet Lending Intermediary seems to turn industry sights to the traditional financial problems of operation safety.Therefore,the paper expounds the essence and risks of network credit by analyzing the nature of P2 Pinvestment and the key point of measures.Finally,it also puts forward policy proposals based on financial supervision.
出处
《湖北成人教育学院学报》
2018年第1期74-77,共4页
Journal of Hubei Adult Education Institute
关键词
网络信贷
投资保护
风险管理
network credit
investment protection
risk management
