2The Committee on the Global Financial System, Macro-prudential instruments and frameworks: a stocktak- ing of issues and experience[R]. BIS Working paper, 2010.
3Anthony S.The subprime crisis and its role in the fi-nancial crisis[].Journal of Housing.2008
4Markowitz HM.Portfolio selection[].The Journal of Finance.1952
5Bank for International Settlements.64th Annual Report[]..1994
6Jeffrey Manns."Rating Risk after the Subprime Mortgage Crisis:A User Fee Approach for Rating Agency Accountability"[].NC L Rev.2009
7Adrian,T,H S Shin."Liquidity and f inancial cycles"[].BIS Working PapersNo.2009
8Atif Mian,Amir Sufi,Francesco Trebbi."The Political Economy of the U.S.Mortgage Default Crisis"[].NBER Working PaperNo.2008
9Atif Mian,Amir Sufi.The Consequences of Mortgage Credit Expansion:Evidence from the U.S.Mortgage Default Crisis[].Quarterly Journal.2008
10Bank for International Settlements.64th Annual Report[]..1994