旅游消费信贷研究进展

Literature Review of Tourism Consumption Credit

指出了消费信贷是转变居民消费观念、扩大内需、改善消费环境的一个重要举措。旅游业快速发展,使旅游收入不断增加,但旅游消费信贷与住房购车消费信贷相比,却呈现出规模小、发展缓慢的现状,学术界对于这种现状的研究也一直没有停止过。通过对国内外旅游消费信贷进行文献综述,探讨了国内外旅游消费信贷的研究角度与方向,为未来学者对旅游消费信贷的深刻研究提供理论依据和方向。同时,总结出了国内研究主要从旅游消费信贷发展的制约因素与对策、目标群体研究、居民消费意愿影响因素研究、旅游消费信贷模式这四个角度出发,而国外,研究思路和角度发散,具有指导意义。

Consumption credit is an important measure to change the concept of residents~ consumption, expand domestic demand and improve the consumption environment. With the rapid development of tourism and the increase of tourism revenue, tourism consumption credit showing a small scale and slow developmenthas suffered a chill com- pared with housing consumption. Based on the review of tourism consumption credit at home and abroad, this paper discusses the research perspectives and directions of tourism consumption credit so as to provide theoretical basis and direction for future scholars to further study tourism consumption credit. At the same time, the paper summarizes the domestic research mainly from these fourperspectives., the tourism development of consumption credit constraints and countermeasures, target group research, influence factors of consumer willingness and tourism consumption credit model. At abroad, the research idea is more innovated, which has guiding significance for domestic research.