当下银行资产负债管理的挑战与对策

Challenges and Solutions of Asset Liability Management in Banks Currently

资产负债业务是商业银行经营发展的核心,资产负债管理工作事关全局。从外部看,资产负债管理是银行落实国家调节经济的重要工具;从内部看,资产负债管理是银行核心的战略规划、价值创造和风险管理工具,是银行生存发展的根基和生命线。

As the global economic environment is increasingly complicated and the domestic economy has entered a new normal, multiple factors are intertwined, which will affect the development of commercial banks.Asset-liability management of banks is the key to the management of commercial banks. This article will make some suggestions on current asset-liability management challenges and countermeasures Comment.