我国绿色金融体系建设:现实问题及应对机制

China's Green Financial System Construction:Practical Problems and Countermeasures

绿色金融体系建设是一项系统工程。要充分发挥政府的主体能动性作用和金融机构的创新实践作用和消费者(企业)的积极参与作用。政府应尽快出台和完善相关法律法规体系、细化绿色金融发展指导标准、设计合理的政策激励措施、加快推进信息共享平台机制建设、发挥政府"有形之手"与市场"无形之手"的合力作用,共同推动绿色金融体系建设;金融机构则需要在落实政府"绿色化"政策的基础上,围绕金融服务实体经济的定位,不断创新绿色金融产品与服务,主动对接和服务绿色金融体系建设;消费者(企业)需要树立绿色消费(投资)理念,借助于新经济业态助力绿色金融体系建设。最终架构起由政府、金融机构,以及消费者(企业)共同参与的"三位一体、‘政、金、消、企’四方联动"的绿色金融发展体系,实现我国生态、经济和社会效益的最大化。

The construction of green financial system is a systematic project. We must give full play to the government＇s main dynamic role,the innovative role of financial institutions and the active participation of consumers（ enterprises）. The government should introduce and improve the relevant laws and regulations as soon as possible,refine the green financial development guidance standards,design reasonable policy incentives,speed up the construction of information sharing platform,play the government ＂tangible hand＂and the market ＂invisible hand＂,to jointly promote the construction of green financial system; financial institutions need to implement the government＂green＂policy on the basis of continuous innovation of green financial products and services,active docking and service green financial system; consumers（ enterprises） need to establish green consumption（ investment） concept,with the help of the new financial industry to help green financial system. Finally,we set up the green financial development system from the government,financial institutions,as well as consumers（ enterprises）,to achieve our ecological,economic and social benefits to maximize.