用金融科技为中国银行业战略转型注入新动力

Leveraging Financial Technologies to Inject New Impetus to the Strategic Transformation of China's Banking Industry

如今,中国的商业银行与一些大型互联网企业在金融科技实践方面已经走在了国际前列,我们应利用这一优势,整合相关技术,上升为专利,并利用专利优势改变国际金融行业流程,形成新的行业标准,切实提升中国银行业的核心竞争能力。

In retrospect, the previous industrial revolutions featuring the improvement of steam engines, the popularization of electricity and the application of automation have shown people the great efficiency and convenience science and technology can create for people's life. Even now, we can still imagine how proud people at that time have been of those high technologies and how confident they have been in their future. Nowadays, the new technologies represented by financial technologies have swept the world, giving the banking industry an opportunity for profound transformation. China's commercial banks and some large internet companies have taken the lead in financial technologies across the globe. Huang Yi, Vice President of China Construction Bank, shared his thoughts on the future of financial technologies and banking transformation in his article titled Leveraging Financial Technologies to Inject New Impetus to the Strategic Transformation of China's Banking Industry. He pointed out in the article that the Chinese banking industry should take advantage of the existing advantages it has formed and obtain patents for related technologies so as to change the processes of the international financial industry, set new industry standards and effectively enhance the core competitiveness of the Chinese banking industry.