山东省金融资源和宏观经济关系的实证研究

The Empirical Research on Relation between Financial Resource and Macro-economy in Shandong

金融资源对经济发展具有重要的战略意义,本文中的金融资源主要包括金融机构存款、贷款、保费收入、证券市场筹资额、实际利用外资等。本文以山东省为例,并选择了同为发达省份的浙江、广东、江苏作为参照,对他们金融资源进行了比较和分析。并以线性回归的方法,对金融资源对宏观经济发展和产业结构的关系进行了实证分析,发现丰富的金融资源和完善的金融资源结构能够促进地区宏观经济的发展和产业结构的升级。

Financial resource and its structure have great importance on economic development.This paper takes Shandong province as the target,Guangdong,Jiangsu and Zhejiang as the comparison.The paper uses linear regression to verify the relation between macro-economy and financial resources,and find that financial resource and its structure accelerate economy development.We also make empirical analysis on the relation between financial resources and indus-trial structure,and find that perfect structure of financial resources advances optimization of industrial structure.