我国银行科技金融内控管理的主要问题及建议

Main problems and suggestions on internal control management of banking technology finance in China

科技金融是社会经济发展到一定阶段,科技创新与金融资源之间形成的相互促进、相互融合的资源配置机制。我国的科技金融加快了科技创新步伐,推动了金融业发展,是我国银行创新体系中极具成长性的部分。但随着科技金融的不断发展,银行在内控管理方面还存在诸多问题。通过对我国银行科技金融存在的内控问题的研究,提出完善内控管理的建议,探索建立一个合理、有效的银行科技金融内控体系。

Technology finance refers to the resource allocation mechanism formed between technological innovation and financial resources with mutual promotion and integration after the social economy has developed to a certain stage.China＇s Technology finance has accelerated its pace of financial innovation and promoted the development of financial industry.It has a great growing potential in the innovation system of China＇s banking sector.However,with the continuous development of Technology finance,many problems related to the internal control management of banks have emerged.With the respect to the various internal control problems in Technology finance,puts forward some recommendations to optimize internal control management and explores the establishment of a reasonable and effective internal control system for the banking Technology finance.