互联网金融背景下潮州陶瓷业转型升级研究

Research on Transformation and Upgrading of Chaozhou Ceramics Industry under the Background of Internet Finance

互联网金融自2013年"中国互联网金融元年"发展迅猛,对我国传统的金融业和传统产业的转型升级模式产生了颠覆性的影响。本文通过分析互联网金融的发展现状和主要特点,结合潮州市陶瓷业转型升级的实际情况,以潮州陶瓷企业,尤其是小微企业的发展为主要载体,探讨互联网金融对解决陶瓷行业融资难,股权改造和技术创新发展中的金融支持作用,就如何利用互联网金融,促进潮州市陶瓷业转型升级的策略进行探索与研究。

The internet finance has experienced a rapid development since 2013,‘the first year of internet finance in China’,causing subversive influence on the transformation and upgrading of Chinese traditional finance and industries.Based on the actual situations ofthe transformation and upgrading of ceramic enterprises in Chaozhou,the paper chooses these small and micro businesses of ceramics in Chaozhou as the study subjects.First,the paperanalyzes the current development and characteristics of the internet finance in China,and then,probes into the role of the internet finance as a financial support in solving the financing difficulties of ceramic industry,equity reform and technological innovation.Finally,this paper tries to offer some strategies concerning making use of the internet finance to promote the transformation and upgrading of Chaozhou ceramics industry.