摘要
随着经济信用化程度的日益加深,信用交易日益普遍,信用关系逐渐成为主要的社会关系,现代信用服务全面渗透进人们的生产与生活,必将催生覆盖更广、衡量更全面的新型三维征信体系,引导全民共同遵守信用规则、共享三维征信信息,满足现代信用服务的各种生活场景对信用信息管理的多元需求。三维征信源于社会发展需要、消费者需要、商家需要,与现代信用服务运行模式紧密对应。展望2018年,我国征信必将在各种应用场景中推出新型产品与服务,让信用价值更加具体地落地实现,更加贴近人们的生活与工作。
and credit With the increasingly deepening of the credit economy, deals on credit become more and more common relationship gradually becomes a main type of social relationship. Modem credit service has permeated people's production and life in various aspects, which is sure to stimulate the creation of a new type of three-dimensional credit reporting system with broader coverage and more comprehensive evaluation, leading the public to collectively observe credit rules and share information on three-dimensional credit reporting, and satisfying the diverse needs of modem-credit service's various situations in credit information management. The three-dimensional credit reporting, stemming from the needs of social development, consumers and businesses, closely corresponds to the running model of modem credit service. To give an outlook for the year 2018, China' s credit reporting industry will surely offer new types of products and services in various application scenarios, the value of credit truly realized in a more specific way and more closely related to people' s life and work. making
作者
吴晶妹
WU Jingmei(The School of Finance, Renmin University of China, Beijing 100872, China)
出处
《征信》
北大核心
2018年第1期4-11,共8页
Credit Reference
关键词
征信
信用
现代信用服务
征信体系
三维征信
credit reporting
credit
modem credit service
credit reporting system
three-dimensional credit reporting