城商行发展2017年总结与2018年展望——回归本源,结构收缩

Review of 2017 and Outlook in 2018 of City Commercial Banks

2017年,以城商行为代表的中小银行呈现出增速快速下滑、资产结构性收缩的新特点。在去杠杆、防风险的宏观环境下,严监管将成为新常态,回归本源、结构调整将是2018年城商行发展的主基调,城商行需要采取措施尽快从以往的高速发展转向高质量发展。

In 2017, small and medium-sized banks, represented by the behavior of city commercial banks,have showed new characteristics of rapid decline in growth rates and structural contraction of assets. Strict supervision will become the new normal, and the return to the origin and structural adjustment will be the main tone of the development of city commercial banks in 2018. City commercial banks need to take measures to shift from high-speed development in the past to highquality development as soon as possible.