大数据时代下的物流金融发展

The Development of Logistics and Finance in the Era of Big Data

随着我国物流业的发展,物流金融业务成了国内最近几年来逐渐兴起的一种物流增值服务。物流金融通过紧密联系物流提供商、银行和生产企业三者,将供应链上的资金流、物流、信息流进行合理的协调和匹配。物流金融通过提高供应链整体的效率,产生新的价值。随着互联网与大数据的兴起,物流金融也呈现了新的发展趋势,物流、资金流、信息流结合的更加紧密。文章首先介绍物流金融业务的具体运作模式,接着分析了物流金融中存在的风险因素和大数据在物流金融系统中的作用,最后展望了物流金融未来的发展趋势。

With the development of China＇s logistics industry,logistics finance has become a kind of logistics value added service which has been developed in recent years. Logistics finance makes the supply chain of capital flow, logistics, information flow to carry out reasonable coordination and matching,through the close contact with the logistics provider, the bank and the production enterprise three. Logistics finance by improving the efficiency of the supply chain to produce the new value of the supply chain. Along with the rise of the internet and large data, logistics finance also presents a new trend of development. The combination of material flow, capital flow and information flow is closer. This paper first introduces the specific operation mode of logistics finance business, then analyzes the risk factors in logistics finance and the role of big data in logistics finance system, and finally looks forward to the future development trend of logistics finance.