产权支持与租赁补贴:两种住房保障政策的效果检验

Differential Effects of Two Housing Assistance Policies: Homeownership Support and Rental Subsidy

通过对近2千户享受政府住房保障家庭的调查数据实证,比较了政府实施产权支持和租赁补贴保障方式的效果差异,发现以产权住房方式资助的家庭对解决住房困难的满意度较高,特别是对有成年未婚子女家庭帮助更大。产权住房保障也有利于激励被保障家庭就业,其增加工作时间的可能性较大,更利于促进家庭经济自力,提高社会地位,特别是对有未婚子女家庭和中年家庭的激励作用更大。因此,政府在选择住房保障方式时,仍可将共有产权住房、限价房等产权保障方式作为一项有效的政策,并应重点支持有子女的中年家庭。

Usingdata from nearly two thousand Chinese households, this study compared the effects of homeownership support and rental subsidies. The results indicate that families with subsidized homeownership had higher housing satisfaction and,homeownership did more to help families with unmarried adult children. Families with subsidized homeownership were also found to have more possibilities to increase their working hours,income,and economic status,especially for unmarried adultsin middle-aged families. Therefore, this paper argues that housing assistance such as mutual property housing and capped-price housing,can still serve as effective policies when focused on families with adult children.