摘要
This paper analyzes and explains the causes of the ＂empty account＂ of our country＇s basic pension personal account based on the specific economic conditions and social backgrounds of each period in China. Explained that the ＂empty account＂ phenomenon of pension insurance is not universally believed to be caused by ＂high accumulation and low consumption＂economic development policies.The author puts forward two ideas for ＂filling up the air＂ in the individual pension account： 1. Ensure that the basic pension maintains its value.2. Accelerate the construction of individual pension accounts.
