吉林省新型农村金融机构的风险及控制路径

Risks and Control Path of New-type Rural Financial Institutions in Jilin Province

随着我国金融体系改革进程的不断推进,新型农村金融机构也得以不断发展壮大。新型农村金融机构的出现也为吉林省农村地区对金融服务的需求提供了有效供给。但吉林省新型农村金融机构在高速发展的同时也存在贷款质量不高、市场定位偏离、资金来源有限等问题,新型农村金融机构服务对象的特殊性使其面临较高的经营风险。针对吉林省新型农村金融机构面临的风险,应进一步完善金融机构内部建设、加强外部监管,以保障新型农村金融机构持续健康发展。

With the continuous progress of China＇s financial system reform, new-type rural financial institutions have also been able to flourish. The emergence of new rural financial institutions also provides an effective supply for the financial services in the rural areas of Jifin Province. However, with the rapid development of new rural financial institutions in Jilin Province, there are also problems such as poor loan quality, deviated market positioning, and limited funding sources. The particularity of the service targets for the new rural financial institutions＂ could be able to make these institutions face higher operational risks. In response to the risks faced by the newtype rural financial institutions in Jilin Province, it is crucial to further improve the internal construction of financial institutions strengthen external supervision to ensure the sustainable and healthy development of new-type ru- ral financial institutions.