当代农村金融发展:问题、思路及路径选择

Contemporary Rural Finance Development:Problems,Thinking and Path Choice

当代农村金融的发展面临着产品创新不足、中高端金融人才缺乏,担保体系薄弱、专业知识普遍缺乏等诸多难题。化解农村金融发展困境,就要在主体明确、职能明晰、法律规范的基本思路指引下,全面深化农村金融市场化改革,以路径创新为抓手、以信用体系和担保体系完善为突破,不断实现农村金融的跨越式发展。

The development of modern rural finance faces many problems such as insufficient product innovation,lack of middle and high-end financial professionals,weak guarantee system,lack of professional knowledge and so on. In order to resolve the dilemma of rural financial development,we must deepen the reform of rural financial markets under the guideline of the basic ideas of clear main body,clear functions and legal norms,take path innovation as the starting point,make breakthroughs in improving the credit system and guarantee system,and constantly realize the leap-forward development of China＇s contemporary rural finance.