我国城镇职工最优退休年龄问题研究——基于养老金收支平衡和充分就业的视角

A Study on Optimal Retirement Age for China Urban Workers: from Perspetive of Pension Income and Expenditure Balance and Full Employment

延迟退休年龄,对于我国基本养老保险基金收支规模和就业有着不同的政策效应。那么,是否存在一个既能满足维持基本养老保险基金收支平衡又能满足充分就业的最优退休年龄?文章基于基本养老保险基金收支平衡和充分就业的视角,构建了以基本养老保险基金收支平衡为目标函数,充分就业为约束函数的联立方程,并在现行政策约束条件下求解出我国城镇职工的最优退休年龄,进而提出了相关的政策建议。

Delaying retirement age has different policy effects on the income and expenditure scale of China basic pension insurance fund and employment. Then,is there an optimal retirement age that can maintain both the income and expenditure balance of basic pension insurance fund and full employment？ From the perspetive of pension income and expenditure balance and full employment,this paper constructs a simultaneous equation with the income and expenditure balance of basic pension insurance fund as objective function and full employment as constraint function,solves the optimal retirement age for China urban workers under the current policy constraints,and then puts forward relevant policy suggestions.