全流程风险管理视角下商业银行发展绿色金融的路径研究

Method Research on Developing Green Finance by Commercial Bank in the View of Risk Management of Complete Flow Scheme

十八届五中全会提出了创新、协调、绿色、开放、共享的五大发展理念,其中,"绿色发展"理念正在成为全民共同的价值追求。在当前我国资源环境约束趋紧的形势下,商业银行发展绿色金融既可以推动经济社会长远发展和可持续发展,又能够促进自身结构优化升级和发展方式转变。本文从全流程风险管理视角出发,针对商业银行发展绿色金融全流程中的问题与风险,探究商业银行发展绿色金融的路径及保障措施。

The Fifth Plenary Session of the 18 th CPC Central Committee put forward five development concepts of innovation, coordination, green, openness and sharing. Among them, the concept of green development is becoming the common value pursuit of entire people. In the face of current tight constraints in China＇s resources and environment, developing green finance by commercial bank not only promote long-term and sustainable development of economic and society, but also improve optimization and upgrading of its own structure and transformation in development mode. In this paper, starting from risk management of complete flow scheme, the author thoroughly investigated paths and safeguard measures of green finance development of commercial bank aiming at problems and risks of developing green finance.