基于大数据的个人信用评分发展新趋势

New trend of Personal Credit Score Development Based on Big Data

随着互联网的快速发展,国内征信市场涌现出若干互联网征信公司,他们利用大数据等技术创建的个人信用评分与传统个人信用评分相比,在数据维度、获取方式、数据量级、数据时效性和应用场景等方面具有一定优势。

With the rapid development of Internet, the domestic credit market emerged several Internetcredit reporting companies, they used big data and other technologies to create personal credit score, which com？pared with the traditional personal credit score,has certain advantages in data dimension, data access, datascale, timeliness and application scenario and so on.