泰州市商业银行支持产业转型升级研究

Strategies of Commercial Banks Supporting Industrial Transformation and Upgrading in Taizhou City

当前,泰州市的商业银行信贷规模虽持续增长,但在全省的比重较小;国有银行虽有优势但占比呈下降趋势;信贷分布和期限较合理,但信贷结构有待进一步调整。在政策机遇和产业机遇双重利好情况下,要继续发挥国有商业银行对产业融资的主渠道作用,积极促进泰州中小企业银行体系发展,支持商业银行开展业务和进行产品创新。

At present,the credit scale of commercial bank in Taizhou is increasing continuously,but it accounts for a small proportion of the whole province. The proportion of state-owned banks in the dominant position is decreasing. Credit distribution and duration are reasonable,but the credit structure needs further adjustment.Under the policy opportunities and industrial opportunities,we should continue to give full play to the role of stateowned commercial banks as the main channel for industrial financing,actively promote the development of the Taizhou SME banking system,and support commercial banks in their business and product innovation.