全面整合医保制度的探讨

Discussion on Comprehensively Integrating of Medical Insurance System

解决看病贵,是医保的核心,偏离核心,分散用力,就会觉得投入不足。本文提出要借力组建医保局的机遇,全面整合医保制度。单位按比例缴费,统一费率,个人不再缴纳,实现全覆盖。取消个人账户,提高起付点,增加统筹资金,大力化解大病费用、贫困户看病费用。

To solve the problem of expensive medical treatment is the core of medical insurance. If we deviate from the core and diversify the efforts, we will feel that the investment is not enough. It is necessary to take advantage of the opportunity to establish the Medical Insurance Bureau and fully integrate the medical insurance system. The unit pays proportionately, the rate should be unified, and the individual no longer need to pay, the full coverage should be realized. Furthermore, it is to cancel the personal accounts, raise the paying threshold,increase the pooling of funds, and vigorously resolve the expensive cost of serious illness and the cost of the poor households.