摘要
金融服务似乎正在以你想要的方式前行。相应的,金融的生态及格局也在发生重大变化。技术的推动让金融的数字化转型愈发明显,传统金融机构＂离柜率＂同互联网银行业务激增形成强烈的对比。互联网银行概念由互联行创始人林立人提出。2014年以来,中国银监会批准了数家试点民营银行的筹建申请由于互联网银行出生即带着互联网基因,它们抛弃了传统银行＂多营业网点、多产品条线＂的运营模式,以一种与与传统银行网络业务也不一样＂轻资产、平台化、交易型银行＂姿态亮相。
All along, trials and attempts on Internet+ have been crowned with the name of subverting traditions. However, while Internet banks have ushered in a good time, they have not impacted or subverted traditional banking business, since, if viewed from their own positioning and target customers, these Internet banks have no intention to compete with traditional banks, but to be more open and become bank's complement and collaborator by using technology.
